Affordable Bed and Breakfasts in Panama

Dreaming of owning a bed and breakfast in paradise? Bocas del Toro, Panama offers a variety of affordable B&Bs with stunning views and great potential for income generation. Whether you are looking to invest in a thriving tourism hotspot or live the relaxed Caribbean lifestyle, these properties present excellent opportunities. Here are six affordable bed and breakfasts in Bocas del Toro, each with unique features to consider.

1. Waterfront Bed and Breakfast with Restaurant – Isla San Cristobal

Waterfront Bed and Breakfast with Restaurant - Isla San Cristobal

Price: $259,000
Property Details:

  • Size: 0.5 acres, 2,045 sq. ft.
  • Bedrooms/Bathrooms: 5 beds, 6 baths
  • Special Features: Off-grid, new construction, titled land, clear and calm water

This exclusive listing offers a unique opportunity to own a charming mini-hotel and restaurant on the southern tip of Isla San Cristobal. The property features five rustic rooms on stilts, each with its own bath, and stunning waterfront views where guests can relax and watch dolphins. Additionally, the area is known for its tight-knit expat community and is accessible only by a 30-minute boat ride from Bocas Town.

Furthermore, the property includes a restaurant with seating for 24 and room for expansion. A new 1,500 sq. ft. modern home is under construction, which can serve as an owner’s residence or additional rental space. Powered by solar energy and featuring extensive water storage, this off-grid property is a sustainable choice for eco-conscious buyers.

2. Charming BnB in Old Bank

Charming BnB in Old Bank

Price: $289,000
Property Details:

  • Size: 0.27 acres, 2,400 sq. ft.
  • Bedrooms/Bathrooms: 3 beds, 4 baths
  • Special Features: Hybrid on-grid/off-grid setup, stunning views, rental income potential, owner financing available

Located in the vibrant Old Bank town on Isla Bastimentos, this B&B is a short 10-minute water-taxi ride from Bocas Town. The property includes a 3-story owner’s home with stunning sea views and a separate guest house with two rentable rooms. Each room has its own bath and can accommodate up to four guests.

Moreover, the hybrid solar system reduces reliance on the city grid, and a large rain catchment system provides ample water supply. The property is beautifully landscaped with tropical fruit trees and plants, adding to its charm. With the ongoing “Beautification of Afro-Caribbean architecture” project in Old Bank, now is the perfect time to invest in this growing community.

3. Green Bed & Breakfast on Solarte Island

Solarte Island Bed and Breakfast

Price: $295,000
Property Details:

  • Size: 0.229 acres, 4,290 sq. ft.
  • Bedrooms/Bathrooms: 8 beds, 8 baths
  • Special Features: Titled land, abundant wildlife, jungle trails, financing available

This B&B on Solarte Island offers an idyllic retreat just 10 minutes by boat from Bocas Town. With eight rentable rooms and a 2-room suite, the property can be operated as a B&B or a family compound. Additionally, the top floor features a dining area, bar, and lounge, while the bottom floor includes a large common area and office.

The property is off-grid and requires a new solar system, which is reflected in the discounted price. It uses a sustainable sanitation system and rain catchment for water supply. Moreover, with a full-time caretaker maintaining the grounds, this B&B is ready for new owners to bring it back to life with minimal effort.

4. Turnkey BnB Over the Sea – Isla Carenero

Turnkey BnB Over the Sea - Isla Carenero

Price: $620,000
Property Details:

  • Size: 4,150 sq. ft.
  • Bedrooms/Bathrooms: 8 beds, 6 baths
  • Special Features: Crystal-clear Caribbean Sea, city utilities, large deck

Located on Isla Carenero, this turnkey B&B sits on stilts over the clear Caribbean waters, just a minute’s water-taxi ride from Bocas Town. The property features eight rooms, each with an ensuite bath, and can be converted into suites for families. The large deck provides a perfect spot for guests to relax and enjoy the view.

Additionally, the B&B is fully on-grid, connected to city water and electricity, and has a strong online presence with excellent reviews. Its proximity to beautiful sandy beaches makes it a popular choice for tourists. Therefore, this is a great investment opportunity for those looking to manage a thriving B&B in a prime location.

5. Big Creek Bed and Breakfast – Isla Colon

Big Creek Bed and Breakfast - Isla Colon

Price: $669,000
Property Details:

  • Size: 0.4 acres, 4,800 sq. ft.
  • Bedrooms/Bathrooms: 8 beds, 7 baths
  • Special Features: Steps from sandy beach, city utilities, great rental income

Situated in the sought-after Big Creek area on Isla Colon, this B&B is just 10 minutes from Bocas Town. The property includes a two-story house with five rental rooms and a guest kitchen and dining area. Each room has its own bath, AC unit, TV, and mini-fridge. The second floor is utilized as the owner’s home, with three bedrooms and two baths.

The B&B has recorded good returns since its opening in 2021, with a high occupancy rate. Additionally, the location offers both convenience and tranquility, making it an attractive choice for guests. The property is connected to the city water line and features a small laundry room and additional storage space.

6. BnB in Popular Big Creek Area – Isla Colon

BnB in Popular Big Creek Area - Isla Colon

Price: $689,000
Property Details:

  • Size: 0.72 acres, 3 beds, 3.5 baths
  • Special Features: Titled land, turn-key, food and liquor license, quiet neighborhood

This B&B in Big Creek, Isla Colon, is a hidden gem just a short walk from a sandy beach and a 10-minute car ride from Bocas Town. The property includes a well-maintained two-story house with two rental rooms on the ground floor and a commercial kitchen. The owner’s quarters are located on the second floor, featuring a large bedroom, kitchen, and bathroom.

Additionally, the B&B is on-grid with a rain catchment system as a backup water supply. It also has a full bar and indoor dining/lounge area for guests. The property offers plenty of space for expansion, making it a great investment for those looking to grow their business.


In conclusion, Bocas del Toro is a paradise waiting to be discovered. These affordable bed and breakfast properties offer a fantastic opportunity to live the Caribbean dream while generating income. Each property has its own unique charm and potential, whether you are looking for a turnkey business or a project to make your own. Therefore, don’t miss out on the chance to own a piece of paradise in this beautiful part of Panama.