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Over-the-Sea Home, Full Concession — Saigon Bay · $199,000 · 60002-18312

SOLD

Saigon Bay · Bocas del Toro, Panama

Listing #60002-18312

$199,000

🛏 2 Bed • 🛁 2 Bath • 📐 376 m² Waterfront Lot • 🌊 Full Waterfront Concession • ⚡ City Utilities • 🌅 3-Story, Sunset Balcony • 🚶 5 min to Bocas Town

What You Should Know

Over-the-sea, three-story home with a full waterfront concession in Saigon Bay
2 bed / 2 bath on a 376 m² waterfront lot; built 2014 in traditional Panamanian style
Rare on-grid utilities for an over-the-water home: city electricity, water, and septic
Top-floor bedroom with kitchenette and private balcony with bay and sunset views
Wood-fired oven; open-plan, naturally cool and airy design
Room for expansion — seller has potential expansion plans to share
Currently a long-term rental; income potential with minimal upgrades
Just 5 minutes from Bocas Town; paddleboarding, kayaking, and swimming off the deck

About This Property

A charming over-the-sea home in Saigon Bay that pairs character with value: a full waterfront concession, on-grid utilities, and spectacular views of the Caribbean and mainland mountains — all just 5 minutes from Bocas Town. Built in 2014 in traditional Panamanian style, this three-story home sits in a quiet residential neighborhood and offers a rare chance to own over-the-water property with legal concession rights and city services.

The ground level holds the living room, kitchen, and a full bathroom; the second floor a bedroom and second bathroom; and the top floor a spacious second bedroom, a small kitchenette, and a private balcony with bay views. Single-wall construction and an open-plan layout keep it naturally cool and airy, with stunning sunsets over Saigon Bay. A wood-fired oven is perfect for baking or hosting small gatherings over the sea, and the 376 m² lot leaves room to expand — the seller has plans ready for qualified buyers.

Wake to the calm waters of Saigon Bay, with paddleboarding, kayaking, and swimming just steps from the deck, and watch colorful sunsets, dolphins, and passing boats from the upper balcony. Despite the peaceful setting, restaurants, cafes, schools, and the airport are a short drive away in Bocas Town.

Crucially, this is one of the few over-the-sea homes in Bocas del Toro fully connected to city electricity, water, and septic — modern convenience in a tropical setting. Currently used as a long-term rental, it offers immediate income potential. Waterfront homes with full concessions and utilities at this price point are rare. Contact United Country Bocas del Toro today.